You can get Akhali card at Liberty Bank for free, without extra costs and additional interest rates:
- The card has no additional costs other than a monthly fixed deposit.
- The card has only a fixed monthly fee and no additional interest rate is accrued. You pay the commission only in case of using the card.
The card can be obtained by citizens of Georgia aged 18 to 70 or by foreign nationals with a permanent residence permit in Georgia.
55-Day Grace Period
The settlement day is the calendar day of the month when the customer receives information about the amount of the monthly payment of the credit card and the debt (the amount accumulated for the settlement date) for the use of the zero-commission condition.
From the settlement date, the client is given an additional 25 calendar days to meet the repayment terms.
Repayment period is the interval from the settlement date to the payment date.
Zero commission condition - the customer has the opportunity to pay the debt accumulated on the settlement date up to the day before the payment date chosen by him in whole or in part, and enjoy the zero-commission condition.
The amount of the monthly fixed fee depends on the credit limit of the card:
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Credit limit
|
Monthly fixed fee/commission
|
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300 – 400 GEL
|
5 GEL
|
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500 – 700 GEL
|
10 GEL
|
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800 – 900 GEL
|
15 GEL
|
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1000 – 1200 GEL
|
20 GEL
|
|
1300 – 1500 GEL
|
25 GEL
|
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1600 – 2000 GEL
|
30 GEL
|
|
2100 – 2500 GEL
|
35 GEL
|
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2600 – 3000 GEL
|
40 GEL
|
|
3100 – 3500 GEL
|
45 GEL
|
|
3600 – 4000 GEL
|
50 GEL
|
|
4100 – 4500 GEL
|
55 GEL
|
|
4600 – 5000 GEL
|
60 GEL
|
Cash withdrawal and transfer fees:
- At Liberty Bank ATMs - 3.9% of the withdrawn amount (min. 5 GEL)
- At other bank ATMs - 3.9% of the withdrawn amount (min. 6 GEL)
- At Liberty Bank service center/operations equivalent to cash withdrawal/transfers - 3.9% of the withdrawn amount (min. 6 GEL)
- Transfer fee - 3%, minimum 6 GEL
Cashback
When taking the card, you choose the category you want and when using the payment terminal of any bank, you will receive up to 50 GEL cashback every month. You may choose new category every month, from 1-5 of each month.
Categories
- Grocery stores, supermarkets - Cashback 3%
- Health and Beauty - Cashback 5%
- Bars, restaurants, food outlets - Cashback 5%
- Auto/moto - Cashback 5%
- Clothes and shoes - Cashback 5%
- Fun and leisure - Cashback 5%
Up to 400 CashBack partner facilities are automatically activated, and if you pay with Akhali card at the Liberty terminal, standard CashBack of a partner facility will be added to the customized CashBack.
