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A low-risk investment option with a preferential interest rate
Term Deposit - a low-risk investment option with a preferential interest rate, which increases with an increase in the amount of deposit and term of deposit and gives you the ability to receive the interest accrued on the deposit at the end of the term, on a monthly basis or in advance, in accordance with the contract between the bank and the company
General Terms:
Annual Interest Rates - withdrawal at maturity:
| GEL | USD | EUR | ||||
|---|---|---|---|---|---|---|
| Period (in months) | Nominal | Effective | Nominal | Effective | Nominal | Effective |
| 3 | 6.25% | 5.54% | 1.55% | 0.08% | ||
| 4 | 6.25% | 5.74% | 1.55% | 0.33% | ||
| 5 | 6.25% | 5.74% | 1.55% | 0.58% | ||
| 6 | 8.25% | 7.98% | 1.90% | 1.09% | 0.25% | 0.25% |
| 7 | 8.25% | 8.02% | 1.90% | 1.21% | 0.25% | 0.25% |
| 8 | 8.25% | 8.04% | 1.90% | 1.29% | 0.25% | 0.25% |
| 9 | 8.75% | 8.55% | 2.40% | 1.86% | 0.25% | 0.25% |
| 10 | 8.75% | 8.55% | 2.40% | 1.91% | 0.25% | 0.25% |
| 11 | 8.75% | 8.54% | 2.40% | 1.95% | 0.25% | 0.25% |
| 12 | 9.25% | 9.05% | 3.00% | 2.59% | 0.40% | 0.40% |
| 13-17 | 9.25% | 9.01% | 3.05% | 2.67% | 0.50% | 0.50% |
| 18 | 9.35% | 8.90% | 3.25% | 2.95% | 0.60% | 0.60% |
| 19-24 | 9.50% | 9.12% | 3.60% | 3.33% | 0.80% | 0.80% |
Monthly withdrawal:
| GEL | USD | EUR | ||||
|---|---|---|---|---|---|---|
| Period (in months) | Nominal | Effective | Nominal | Effective | Nominal | Effective |
| 3 | 5.75% | 5.04% | 1.45% | 0.18% | ||
| 4 | 5.75% | 5.26% | 1.45% | 0.23% | ||
| 5 | 5.75% | 5.39% | 1.45% | 0.48% | ||
| 6 | 7.75% | 7.59% | 1.80% | 0.99% | 0.20% | 0.20% |
| 7 | 7.75% | 7.65% | 1.80% | 1.11% | 0.20% | 0.20% |
| 8 | 7.75% | 7.92% | 1.80% | 1.20% | 0.20% | 0.20% |
| 9 | 8.25% | 8.27% | 2.30% | 1.77% | 0.20% | 0.20% |
| 10 | 8.25% | 8.30% | 2.30% | 1.83% | 0.20% | 0.20% |
| 11 | 8.25% | 8.32% | 2.30% | 1.87% | 0.20% | 0.20% |
| 12 | 8.75% | 8.88% | 2.90% | 2.52% | 0.30% | 0.30% |
| 13-17 | 8.75% | 8.90% | 2.95% | 2.60% | 0.40% | 0.40% |
| 18 | 8.85% | 9.06% | 3.15% | 2.71% | 0.50% | 0.50% |
| 19-24 | 9.00% | 9.26% | 3.45% | 3.29% | 0.70% | 0.70% |
In case the contract is terminated prematurely, the following rates will apply:
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