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Become one of us. Get high yield, reliable protection of savings, and receive benefits in advance, monthly, or at the end of the term.
If you wish to keep your funds safely and profitably, Liberty's Term Deposit is the best choice.
Open a term deposit for your preferred term and receive interest monthly or annually. You can receive the highest returns among systemic banks on deposits opened in EUR currency.
You can open a deposit at any Liberty service center. However, if you already use Liberty services, open a deposit easily via Mobile Banking and receive higher returns than standard rates: from +0.10% up to +0.50% on deposits in GEL depending on the term, and +0.15% in USD and EUR.
Special conditions apply to holders of the Studio Liberty Premium package (Liberty's Personal Banking direction): additional interest from +0.5% up to 1.5% depending on the currency and term. Become a Studio.
Key Conditions of the Term Deposit:
*The effective rate is calculated based on a minimum deposit of 1,000 units, with the condition of interest withdrawal at the end of the term.
| Period (Month) | GEL | USD | EUR | |||
|---|---|---|---|---|---|---|
| Nominal | Effective | Nominal | Effective | Nominal | Effective | |
| 3 | 9.50% | 9.84% | 1.40% | 1.41% | ||
| 4 | 9.50% | 9.84% | 1.40% | 1.41% | ||
| 5 | 9.50% | 9.84% | 1.40% | 1.41% | ||
| 6 | 10.05% | 10.30% | 1.70% | 1.71% | 0.40% | 0.40% |
| 7 | 10.05% | 10.26% | 1.70% | 1.71% | 0.40% | 0.40% |
| 8 | 10.05% | 10.21% | 1.70% | 1.70% | 0.40% | 0.40% |
| 9 | 10.15% | 10.27% | 1.80% | 1.80% | 0.80% | 0.80% |
| 10 | 10.15% | 10.23% | 1.80% | 1.80% | 0.80% | 0.80% |
| 11 | 10.15% | 10.19% | 1.80% | 1.80% | 0.80% | 0.80% |
| 12 | 11.00% | 11.00% | 2.00% | 2.00% | 1.50% | 1.50% |
| 13-17 | 10.50% | 10.45% | 2.00% | 2.00% | 1.70% | 1.70% |
| 18 | 11.00% | 10.72% | 2.10% | 2.09% | 1.80% | 1.79% |
| 19-24 | 11.00% | 10.67% | 2.40% | 2.38% | 2.00% | 1.99% |
*The effective rate is calculated based on a minimum deposit of 1,000 units, with the condition of monthly interest withdrawal.
| Period (Month) | GEL | USD | EUR | |||
|---|---|---|---|---|---|---|
| Nominal | Effective | Nominal | Effective | Nominal | Effective | |
| 3 | 9.40% | 9.82% | 1.30% | 1.31% | ||
| 4 | 9.40% | 9.82% | 1.30% | 1.31% | ||
| 5 | 9.40% | 9.82% | 1.30% | 1.31% | ||
| 6 | 9.70% | 10.14% | 1.50% | 1.51% | 0.30% | 0.30% |
| 7 | 9.70% | 10.14% | 1.50% | 1.51% | 0.30% | 0.30% |
| 8 | 9.70% | 10.14% | 1.50% | 1.51% | 0.30% | 0.30% |
| 9 | 9.80% | 10.25% | 1.60% | 1.61% | 0.50% | 0.50% |
| 10 | 9.80% | 10.25% | 1.60% | 1.61% | 0.50% | 0.50% |
| 11 | 9.80% | 10.25% | 1.60% | 1.61% | 0.50% | 0.50% |
| 12 | 10.50% | 11.02% | 1.80% | 1.81% | 1.30% | 1.31% |
| 13-17 | 10.10% | 10.58% | 1.90% | 1.92% | 1.40% | 1.41% |
| 18 | 9.90% | 10.36% | 1.90% | 1.92% | 1.50% | 1.51% |
| 19-24 | 9.90% | 10.36% | 2.20% | 2.22% | 1.60% | 1.61% |
Additional Terms & Conditions that apply to Term Deposit interest rate:
In case the contract is terminated prematurely, the following rates will apply:
As of 1 January 2018, the bank participates in the Deposit Insurance System established on the basis of the Law of Georgia. All sums existing at all individual accounts, regardless of the number of accounts, are insured for each bank and are compensated by the Deposit Insurance Agency up to 15,000 GEL; the remainder shall be compensated as provided under the effective legislation of Georgia.
For more information on deposit insurance systems, see the website of LEPL Deposit Insurance Agency: www.diagency.ge
