Savings Account

Place any amount in US Dollars or Euros on the Savings Account for the preferred period of time and receive the highest annual interest rate

Open Savings Account with any amount in USD, EUR or GEL for the time period convenient for you and enjoy high interest rates.
General Terms:
  • Opening and service fee – free
  • Available currencies – GEL, USD, EUR, GBP
  • Initial minimum deposit amount – not necessary
  • Interest accrual on initial deposit amounts as well as on topped up amounts
  • Account top up at any time, with any amount
  • Non-cash transfers to the accounts are possible 
  • Withdrawal of initially deposited amount as well as topped up amount is possible at any time, without a commission fee**
  • Deposit account can be managed with internet bank as well


Annual interest rates:

Currency Nominal Effective*
GEL 7.00% 7.47%
USD 1.50% 1.52%
EUR 0.25% 0.25%
GBP 0.10% 0.10%


*Effective interest rates were calculated with current assumptions: Account holder places 1,000.000 USD on the account on January 1st 2018 and does not top up further maximum effective interest rates are shown

**Commission fees apply to withdrawal of the amount that was topped up using digital channels. Standard commission fees are regulated by Bank’s current tariffs

As of 1 January 2018, in accordance with the Law of Georgia on Deposit Insurance System, all sums existed at all accounts of natural persons, regardless number of accounts, are insured for each bank and are compensated by the Deposit Insurance Agency up to the  5,000 GEL; the remainder shall be compensated as provided under the effective legislation of Georgia.  For more information on deposit insurance system, see web site of LEPL Deposit Insurance Agency: