Agro loan

Easy opportunity to finance agricultural or personal aims.

If you have income from agro and entrepreneurial activities, we can offer you an agro loan on terms tailored to you. No matter particularly what you need money for, agro loans can be used for agricultural activities as well as for personal consumer and mortgage purposes.

What advantages does it have?

  • You will be able to get a loan of up to 50,000 GEL without a guarantor and collateral
  • The payment schedule will be maximally tailored to your farm
  • You will be able to take advantage of the longest grace period
  • You will be able to renew the loan at any time to expand the farm
  • You will be able to use the money as you wish – all at once or in several tranches
  • You will get a loan for any desired purpose: mortgage, consumer, or agricultural purpose.
Currency GEL, USD, EUR
Interest rate Indexed, from 11, .5% in GEL (refinancing rate + 4%),
Indexed from 8% in USD (six-month dollar libor + 6.5%)
Indexed, from 5% in EUR (six-month euro libor + 5%
Effective interest rate From 11.50% (GEL), from 8%  (USD), from 5% (EUR)*
Limit From GEL 1 000 to GEL 5 000 000
Term 3 - 240 months
Grace period Up to 11 months


*Effective interest rate is calculated: 180 months for GEL 200,000, 180 months for USD 100,000, and 180 months for EUR 100,000;

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Loan amount 1 000 – 5 000 000
Loan period 3 – 240 months
SMS code