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Buy now, pay later
Top|Card is a super shopping card – with Top|Card you can pre-approve a desired limit from GEL 250 to GEL 15 000, which you can use multiple times. At the offered terms, no extra charges will be added and you’ll benefit from an effective 0% interest.
The card offers a flexible repayment schedule: you choose whether to repay the amount spent at various merchants within the offered periods without any extra fees, or over a longer term with interest.
You can withdraw the approved Top|Card amount from any ATM in Georgia and abroad. The commission is 3% of the withdrawn amount, and you can repay the withdrawn limit within up to 45 days.
Obtaining the Top|Card is free and there are no additional service fees.
You can also use extended payment terms via Liberty’s mobile/internet banking. Add 1, 2, or 3 months to your purchase.
You can add months on payments of at least GEL 100 at both partner and non-partner merchants. The fee is 2% of the paid amount, which will be deducted from your Top|Card limit, and repayment takes place the following month.
Please note that you cannot add installment plans for cash withdrawals, account transfers, or gambling transactions.
Top|Card payment terms: https://bit.ly/40ANuev
Read the Top|Card agreement: https://bit.ly/3RtBl7w
For all product agreements, visit: https://bit.ly/3BwYxdv