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Liberty Mortgage - the fastest and most effective solution
If you are planning to buy a new apartment or renovate your house, take advantage of the opportunity and take get a mortgage loan tailored to your needs. Select the desired apartment today, or request money for repairs easily. You will enjoy special conditions when taking a new mortgage loan, as well as when transferring the loan from another bank.
Liberty Mortgage loans are easy to use:
If you choose an apartment with our partner developer, additionally take advantage of even more simplified terms and offers.
| Loan amount | From GEL 3000 |
|---|---|
| Term | Minimum - 6 months, Maximum - 120 months in foreign currency, Maximum - 240 months in GEL |
| Currency | GEL, USD, EUR (loans up to GEL 300,000 are provided only in national currency) |
| Interest rate (Nominal and Effective) | Indexed** percent: from 11,5% in GEL, effective from 12,24%; from 7,5% in USD, effective from 8,1%; from 7% in EUR, effective from 7,56%; |
| Credit Bureau Verification Fee | GEL 300-10,000 - GEL10; GEL 10,000-20,000 – GEL 15; GEL 20,000< - 20 *in case of foreign currency - EUR 5, USD 10 |
| Collateral | Real estate |
| Income | From GEL 500 |
| Loan fee: | 0.4 % min. GEL 50 |
| Age | 18 - 75 years old |
| Contribution | From 0%*** |
| Co-borrower | No more than three co-borrowers are allowed (principal borrower + two co-borrowers) |
| Other expenses | Cost of security registration in National Agency of Public Registry - from 158 GEL; Cost of removing the security of National Agency of Public Registry - from 151 GEL |
* Effective interest rate is calculated: 120 months for GEL 200,000, 120 months for USD 100,000, and 120 months for EUR 100,000;
**Index: GEL - Tbilisi interbank interest rate - TIBR 1M index; USD - Term SOFR; Euro - Euribor index.
*** Contribution from 0% - with the addition of alternative real estate.
