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Liberty Mortgage - the fastest and most effective solution
If you're planning to purchase or renovate real estate, Liberty's mortgage loan makes it easy to turn your plans into reality. Join us and enjoy personalized terms tailored to you.
We’ve simplified the application process as much as possible and minimized the review and decision-making timeframes. These streamlined processes save you valuable time and energy, while the special terms and benefits support your finances.
We carefully analyze each customer’s individual needs and strive to consider all important circumstances when making decisions, which is why our mortgage terms will be unique and tailored to you.
Using Liberty’s mortgage loan is simple:
If you choose a property from our partner developers, you’ll benefit from even more simplified terms and exclusive offers.
Review the mortgage loan agreement: https://bit.ly/3FDZoKG
To view all product agreements, follow this link: https://bit.ly/3BwYxdv
| Loan Amount | From 3,000 GEL |
| Term | Minimum – 6 months; Maximum in GEL – 240 months, in foreign currency – 120 months |
| Currency | GEL, USD, EUR (Loans up to 750,000 GEL are issued only in national currency) |
| Interest Rate (Nominal and Effective*) | Indexed** rate: from 12.3% in GEL, effective from 13.17%; from 8% in USD, effective from 9.05%; from 7.5% in EUR, effective from 8.52% |
| Collateral | Real estate |
| Income | From 500 GEL |
| Loan Issuance Fee | 0.4% (min. 50 GEL) |
| Age | 18 – 75 years |
| Down Payment | From 0%*** |
| Co-borrower | Up to three co-borrowers allowed (main borrower + two co-borrowers) |
| Other Expenses | Public Registry collateral registration fee: from 158 GEL; collateral release fee: from 151 GEL |
*Effective interest rate is calculated for: 200,000 GEL over 120 months, 100,000 USD over 120 months, and 100,000 EUR over 120 months.
**Index: GEL – Tbilisi Interbank Interest Rate (TIBR 1M); USD – Term SOFR; EUR – Euribor index.
***From 0% down payment – with the addition of alternative real estate as collateral.
