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Buy an apartment with a 0% down payment
If you are planning to buy a new apartment, check out the unique offer of Liberty.
Buy an apartment only based on a simplified income check, under the condition of a "simplified mortgage loan".
Using the "Simplified Mortgage Loan" of Liberty is an easy process:
The condition of 0% down payment applies to development projects fully financed by Liberty, the completion of construction of such projects is ensured by Liberty Bank.
Check out the offers of the Partner Developers of Liberty.
| Loan Amount | 10,000 - 200,000 GEL |
| Term | Minimum - 4 months, Maximum in GEL - 240 months |
| Currency | GEL |
| Interest Rate (Nominal and Effective*) | “Indexed** interest: GEL from 11.8%, effective from 12.7%; USD from 8%, effective from 9.1%; EUR from 7.5%, effective from 8.52% |
| Collateral | Real estate, Partner developer's guarantee |
| Income | From 500 GEL |
| Loan Disbursement Fee | 0.4 % min. 50 GEL |
| Age | 18 - 75 years |
| Co-participation | 0% |
| Co-borrower | Maximum of three co-borrowers allowed (Primary borrower + two co-borrowers) |
| Other Costs | Collateral registration fee in Public Registry: from 158 GEL; Collateral release fee in Public Registry: from 151 GEL. |
*The effective interest rate is calculated on: 200,000 GEL for 120 months
**Index: GEL - Tbilisi Interbank Interest Rate - TIBR 1M Index; USD - Term SOFR; EUR - Euribor Index.
