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It doesn't matter what you need the money for — what matters is that you have a goal, and our consumer loan is here to help you achieve it. Join us and get terms tailored to you.
Our consumer loan terms are designed to fit your individual needs because we handle every request with great responsibility and care. We aim to consider all important circumstances and make the loan terms as acceptable for you as possible.
Advantages of a consumer loan:
What types of income are required to get a loan?
Review the consumer loan agreements:
To view agreements for all products, follow this link: https://bit.ly/3BwYxdv
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| Loan Conditions | |
|---|---|
| Loan Amount | From 300 to 80,000 GEL for unsecured consumer loans / From 300 to 300,000 GEL for secured consumer loans |
| Currency | GEL, USD, EUR (Loans up to 750,000 GEL are issued only in national currency) |
| Loan Term | Unsecured consumer loan - minimum 3 months, maximum in GEL - 48 months; Secured consumer loan - minimum 3 months, maximum in GEL - 120 months; |
| Income | From 200 GEL |
|
Interest Rate (Nominal and Effective*) |
Unsecured consumer loan in GEL from 9.9%, effective from 17.7%; |
| Credit Bureau Check Fee | 300-10,000 GEL - 10 GEL; 10,000-20,000 GEL - 15 GEL; >20,000 - 20 GEL *In case of foreign currency 5 EUR, 10 USD |
| Loan Disbursement Fee: | 2.5% min. 40 GEL, unsecured consumer loan / 2% min. 50 GEL, secured consumer loan |
| Age | 18 - 70 years |
| Co-borrower | A maximum of three co-borrowers is allowed (Primary borrower + two co-borrowers) |
| Other Costs | Collateral registration fee in Public Registry: from 158 GEL; Collateral release fee in Public Registry: from 151 GEL. |
*The effective interest rate is calculated on 5,000 GEL for 12 months (unsecured consumer loan) / 100,000 GEL for 120 months (secured consumer loan)
